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Finance

One of the first steps towards buying your dream home abroad is to confirm your finances and arrange a mortgage.

Do not leave your search for an overseas mortgage to the last minute.

Knowing your financial limits will assist you in your purchasing decisions.

Resort Resales Algarve preferred financial advice partner is SFS Euro Mortgages.

The company provide a comprehensive, tailored approach to all your mortgaging or re-mortgaging needs.

The principal Mike O’Mara and his team have over 40 years experience in providing Independent Financial Advice and specialise in mortgages and business loans.

The aims of SFS Euro Mortgages are simple, to provide clients with the most seamless and transparent independent mortgage advice available, from the market as a whole.

Whether you are a first time buyer or a seasoned investor... SFS Euro Mortgages will find the right deal for you to make the purchase of your dream property a reality. Quickly, easily and efficiently

Mortgages in Europe are based on the current interest rate of the Euribor, the European Bank Rate.

Whether you are buying or re-mortgaging, you can choose from a deal based on this with a percentage rate added for a period of time or a fixed rate of interest for a set time.

The term of the mortgage will generally be up to 25 years but longer terms are available depending on your circumstances.

There are costs for setting up the loan, such as legal and bank charges, which will be explained to you in detail.

SFS Euro Mortgages make no charges whatsoever for this service, as they are paid by the lender.

SFS Euro Mortgages and Resort Resales Algarve are your perfect partners for purchasing or selling in Portugal.


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Jones Homes is the founding member of the Emerson Group, a privately owned highly experienced and successful leisure and real estate development company. Their resorts in the Algarve include Boavista Golf Resort & Oasis Parque. Oceanico is one of the market leaders in creating luxury four and five star residential and holiday homes in golf and beach locations. The company owns 6 golf courses Portugal. The Vigia Group has been operating in the Western Algarve for over fifteen years and operates seven luxury golf and beach developments in the Western Algarve. It’s flagship is Parque da Floresta. Luxury eco friendly resort Almaverde Village & Spa encouraging the lifelong pursuit of individual well-being, fostering an active sense of community and promoting the sustainable and energy-efficient use of natural resources.

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